Golden Visa Europe

How to Get Residence Permit in Europe?

Ultimate guide to select the best residency by investment option

2 - 9 Months

Schengen Countries

Golden Visa Europe

What are the main benefits of a European visa (residence permit)?

Safe Future for Your Family

Always have a plan B, get a European residency which is the most satisfying alternative. Europe offers stability, safety and many other advantages.

Learn in Europe
European Education

Your children will have access to the highly-developed European education system at a moderate price.

European Life

Change your life by living in Europe. Have access to all European opportunities and live in safety and security.

Free Movement in Europe

Get the freedom of travel. You are allowed to travel throughout the Schengen countries freely.

Hot Invest in Latvia


  • Most affordable option
  • From €60,000
  • Investment: Business, property
  • Time: 3 months
How to get Latvian residency?
Malta Pr


  • Immediate PERMANENT residency
  • From €125,000
  • Investment: Donation
  • Time: 6-9 months
More about Malta PR
Portugal Golden Visa


  • Easy upgrade to citizenship
  • From €280,000
  • Investment: Property
  • Time: 4 months
Benefits of Portugal Golden Visa
Italy golden visa


  • An alternative
  • From €15,000
  • Investment: No
  • Time: 3-6 months
Details of Italian Golden Visa
Greek Golden Visa


  • Totally online
  • From €250,000
  • Investment: Property
  • Time: 2-3 months
Details of Greek Golden Visa
Cyprus PR


  • Profitable investment
  • From €300,000
  • Investment: property
  • Time: 4 months
How to get Cyprus PR?
Hungarian residency


  • From €360,000
  • Investment: Bond
  • Time: 3 months
Residency Bond Program


Guide to find the most suitable option

Residency or Citizenship Programme List Quick Guide Tools

Residency or citizenship?


European citizenship provides you with a free settlement and life in any European Union (EU) country. That means you may live and work (be employed); your children can access education in any EU country. With your European passport, you can travel visa-free in most countries in the world. For example, Malta citizenship offers visa-free travel to 182 countries and eTA to the USA. As you see, a European Union citizenship is very precious. Unfortunately, a second EU passport is quite expensive. Find more about European citizenship programs


European permanent and temporary residency by investment secures you the right to settle down and live, and in many cases work in your new country -- but only in that country. Please note that even a permanent residence permit does not give you the right to live and settle down or work in ANY European country. You may have access to the medical system, your children can go to school in that country. You will be a European resident, so you have free access to Europe as a traveler and also as a businessman. Holding a European residence permit makes it easy and free to travel throughout Europe and to obtain visas to other countries, e.g. USA, UK.

Temporary or permanent residence permit?

We have received many questions about permanent residency. There is a fake news that permanent residency allows to live and work in any European country. It is not true. Both temporary and permanent residency offer you almost the same rights and benefits that citizens enjoy. The only exceptions are the freedom to live and work in any European country, voting in national government elections and hold a European passport.

As its name indicates, the temporary residence permit is limited in time (usually 1-5 years), while the permanent residence permit is issued for your life. Regarding your rights, temporary and permanent residencies are the same. A temporary permit should be renewed after expiration which may take time and additional costs.

Residence permit or work permit or visa?

A residence permit is your permit to be a resident in the country. The work permit is a permission to be employed (to get a job) in the country. If you do your own business, you do not need any work permit as you are not employed by another company. Some resident permits (Latvia, Malta, etc.) enable you to work in that country, while others (Greece, Cyprus, etc.) do not allow you to work in the country.

European visa or Golden visa are nicknames of European residency programmes. European visa programmes offer you and your family EU residency for a permanent or temporary period. You will have the right to live, in many cases work in your new country of residence, and travel visa-free throughout the Schengen area of the EU.

European Residency Visa

Secure your life

How can you get the best residence permit?

Here is your quick guide to decision

It is not easy to select the best residence program for you as there are too many factors you should consider. We have gained a lot of experience during the last 10 years meeting and talking with hundreds of clients. So we can help you to find the best option in an easy and fast way. Frankly, there are only two main factors you should consider: your desire and your budget. What you wish and what you can get. Hope and reality. Let us see them in details.


The budget makes you actual and practical. If you have 100,000 USD and you want to buy a luxury apartment in New York's best place -- you will fail. Your budget will determine what options are available and what are not available for you. So your budget — the maximum amount of money, you can spend for — will divide the residency options into two parts: available — not available.

Desire (wish list)

Of course, you would like to have everything. Residency by investment programmes are far from perfection, they cannot offer everything. To know your wish list is very important. You should create your own list, and you should also know how important is one or the other element. You have to set up your priorities. With your wish list, you can find the most appropriate option.

You may consider the following questions to clarify your wish list:

General questions

  • Do you have a clean police record?
  • Are you able to prove the source of your fund?
  • Do you want to include your family (spouse, children, parents)?
  • What type of investment do you prefer?
  • Do you want to do business in Europe?
  • Do you want to use the residence permit for traveling only, or do you want to move to the country and live there?

Questions for settlement

  • Is it a safe country? Is there any racism?
  • Can I get citizenship?
  • What is the climate of the country?
  • What are the living costs?
  • Will I survive with my English?
  • Are there good schools for my children?
  • How much tax should I pay?

Are you ready

Change your life


Tools to compare residency by investment (RBI) programs

Which family members can be included?

Who? Cyprus Greece Italy Latvia Malta Portugal Spain
Spouse Yes Yes Yes Yes Yes Yes Yes
Minor Children Yes Yes Yes Yes Yes Yes Yes
Adult Children -25 -21 -24 No dependent full-time student full-time student
Dependent Parents 65 Yes 65 No Yes 65 Yes
Spouse's Parents 65 Yes No No Yes No No

Dependent means financially dependent, children must be at higher-level education.

What type of investments are available?

Investment (euro) Cyprus Greece Latvia Malta Portugal Spain
Property 300,000 250,000 250,000 - 280-500,000 500,000
Business - 400,000 50,000 - 350,000 -
Government Bond - 400,000 250,000 250,000 - 2,000,000
Bank Deposit - 400,000 280,000 - 1,000,000 1,000,000

Property investment is the minimum buying price of the property

Countries offering permanent residence or temporary residence

  Cyprus Greece Italy Latvia Malta Portugal Spain
Initial status Permanent Permanent 5 yrs Temporary 1yr Temporary 5yrs Permanent Temporary 1yr Visa 1yr
Renewal No need

Every 5yrs
Property should be kept

Every year

Every 5yrs
Investment should be kept

No need

Every 2yrs
Investment should be kept

Every 2yrs
Investment should be kept

Update to permanent No need No need 5 yrs continues living 5 yrs continues living No need 5 yrs 5 yrs continues living
Update to citizenship 7 yrs continues living 7 yrs continues living 10 yrs continues living 10 yrs continues living 18 yrs continues living 5 yrs 10 yrs continues living
Work Permit No No Yes Yes Yes No No

Continues living means that you should actually live in the country and spend most of the time there.

Spain issues a visa for the first year which will be replaced by a temporary permit after one year.

How easy to do business in the country?

NOTE: if you establish a business in any of the below countries, you can make business in ANY European country.

Cyprus Greece Latvia Malta Portugal Spain
Easiness of Doing Business% 92 85 101 83 96 98
Total Tax% 46 106 73 90 81 96
Relative Ranking 2 6 1 5 3 4

Easiness of Doing Business% is compared to Germany (=100%) -- the higher the better

Total Tax% is total amount of tax to be paid (Germany is 100%) -- the lower the better

Relative Ranking means the overall ranking among the countries

How easy and fast is the process?

Cyprus Greece Italy Latvia Malta Portugal Spain
Time (months) 3-4 2-3 3-6 3 6-9 6 4
Requirements Moderate Easy Easy Easy High Moderate Moderate


Cyprus Greece Italy Latvia Malta Portugal Spain
Global Peace Index 61 66 32 35 NA 4 31
Legatum Safety 44 31 23 35 22 29 28
Numbeo Safety 33 66 68 45 49 29 36
Average Safety 46 54 41 38 36 21 32

Scores are expressed as rankings. Source: Global Peace Index, The Legatum Prosperity Index, Numbeo

Living in the country issues

Cyprus Greece Latvia Malta Portugal Spain
3 bedrooms apartment in the capital city (euro/month) 715 600 480 1300 1100 1100
Monthly cost for a family of 4 (very good level) (euro/month) 2510 2150 2000 2700 2000 2300
Living Conditions Score 90 88 88 95 91 94
Quality of Health Care Score 80 79 71 82 79 82
Quality of Environment Score 57 66 70 61 60 61
Quality of Education Score 78 75 81 78 77 83
Climate subtropical Mediterranean continental Mediterranean Mediterranean Mediterranean

Scores are expressed on a scale of 100. Source: The Legatum Prosperity Index

European Residency by Investment

Where are the countries offering residency?

Dark blue countries are part of the EU and the Schengen zone

Light blue countries are part of the EU but not the Schengen zone

European residency programmes
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